Small Business Loans in Fort Worth & Dallas, TX


 
Customer using touch screen to make payment - Business loans in Fort Worth, TX
 

Working Capital Loans

Whether you’re just starting a company or are a veteran business owner faced with a new opportunity, Bentwood Financial understands that fast and flexible short-term funding is essential to your success. Offering shorter payment periods and more flexible usage than other types of loans, a working capital loan may be your ideal financing solution.

A working capital loan can be used to increase your company’s marketing efforts, purchase more inventory/supplies, pay taxes, or even expand. We offer simple creative financing solutions and competitive rates to stabilize cash flow, drive growth and increase profits.

Our specialty is working with the following types of industries and/or trades:

  • Mexican restaurants
  • Drywall contractors
  • Tree removal
  • HVAC
  • Landscaping
 
Construction site - Business loans in Fort Worth, TX
 

Revolving Line Of Credit

A nightmare for many small to mid-sized businesses is providing a service or selling a product to their customer only to realize they have to wait for payment. This doesn’t help when you’re trying to grow the business, make payroll, buy more supplies for the next project, pay your monthly operational expenses and the taxes are coming due.

A revolving line of credit is a great finance tool to stabilize your cash flow while you wait the 30 – 60 days to get paid from your customers. You can access the money when you need it and payoff what you borrowed when your customer pays you. Your available balance increases each time you make a payment. This is a true revolving line of credit where you retain ownership of your invoices and your customers are not contacted for verification purposes. This is a non-notified type of asset based loan where your invoices are used as collateral and not purchased. This type of credit line allows you to borrow against the entire balance and not just one invoice at a time.

We work well with the following types of industries and/or trades:

  • Government Contractors
  • Sub Contractors
  • Manufacturing
  • Business Services
 
 
 
 
 

Do You Qualify?

Working Capital Loan Revolving Line of Credit
Time In Business 2 Years+ 2 Years+
Owner FICO 620+ 620+
Full Time Employees 2+ Multiple
Yearly Revenue $180,000 to $3,000,000 $1,000,000 to $20,000,000

If you Qualify, Bentwood Financial can offer you…

Working Capital Loan Revolving Line of Credit
Funding Range Available $15,000 - $500,000 $250,000 - $5,000,000
Funding Terms Available 6 Mos - 24 Mos 12 Mo to 3 Yrs
 
 
Working Capital Loans can be funded within 48 hours after approval. If you feel you qualify for a Working Capital Loan, we will need:
 
 
 
  • Up To 6 Months Bank Statements
  • Completion of a Simple One Page Application
 
 
Revolving Line of Credit: Application to Funding as quick as 7 days! If you feel you qualify for a Revolving Line of Credit, we will need:
 
 
 
  • 2015 Business Tax Return
  • 2015, 2016 & YTD Financials (Balance Sheet and Profit & Loss)
  • Current A/R Aging Report
  • Completion of a Simple One Page Application